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	<title>Planning for Long-Term Care</title>
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	<description>Planning and Long-term Care Insurance Basics</description>
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		<title>Planning for Long-Term Care</title>
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		<title>Long-term care costs continue to rise</title>
		<link>http://lauraltc.wordpress.com/2009/10/29/long-term-care-costs-continue-to-rise-2/</link>
		<comments>http://lauraltc.wordpress.com/2009/10/29/long-term-care-costs-continue-to-rise-2/#comments</comments>
		<pubDate>Thu, 29 Oct 2009 13:56:04 +0000</pubDate>
		<dc:creator>Laura Rossman</dc:creator>
				<category><![CDATA[long-term care]]></category>
		<category><![CDATA[long-term care costs]]></category>
		<category><![CDATA[long-term care insurance]]></category>
		<category><![CDATA[long-term care policy]]></category>
		<category><![CDATA[long-term care quotes+maryland]]></category>
		<category><![CDATA[long-term care+maryland]]></category>

		<guid isPermaLink="false">http://lauraltc.wordpress.com/?p=239</guid>
		<description><![CDATA[Long-term care costs continue to rise whether care is for a nursing home, assisted living facility, home care or adult day care. The increases in cost reinforce the need for long-term care planning:  how you want to receive care and how you’ll pay for it.

<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=lauraltc.wordpress.com&amp;blog=4556009&amp;post=239&amp;subd=lauraltc&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>1</slash:comments>
	
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		<title>Long-term Care Insurance Tax Benefits</title>
		<link>http://lauraltc.wordpress.com/2009/10/23/long-term-care-insurance-tax-benefits-2/</link>
		<comments>http://lauraltc.wordpress.com/2009/10/23/long-term-care-insurance-tax-benefits-2/#comments</comments>
		<pubDate>Fri, 23 Oct 2009 14:54:51 +0000</pubDate>
		<dc:creator>Laura Rossman</dc:creator>
				<category><![CDATA[long-term care insurance]]></category>
		<category><![CDATA[long-term care insurance costs]]></category>
		<category><![CDATA[long-term care+maryland]]></category>
		<category><![CDATA[long-term care+taxes]]></category>

		<guid isPermaLink="false">http://lauraltc.wordpress.com/?p=234</guid>
		<description><![CDATA[ If you are planning on purchasing long-term care insurance, but haven’t yet, here’s one more reason to get your  long-term care policy before the end of the year – tax-benefits. But time is running out for 2009.  Since it can take weeks to get your application approved, you’ll have to apply soon to be able [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=lauraltc.wordpress.com&amp;blog=4556009&amp;post=234&amp;subd=lauraltc&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://lauraltc.wordpress.com/2009/10/23/long-term-care-insurance-tax-benefits-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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		<title>Long-term Care Still an Issue</title>
		<link>http://lauraltc.wordpress.com/2009/10/12/230/</link>
		<comments>http://lauraltc.wordpress.com/2009/10/12/230/#comments</comments>
		<pubDate>Mon, 12 Oct 2009 19:50:58 +0000</pubDate>
		<dc:creator>Laura Rossman</dc:creator>
				<category><![CDATA[long-term care]]></category>
		<category><![CDATA[long-term care insurance]]></category>

		<guid isPermaLink="false">http://lauraltc.wordpress.com/?p=230</guid>
		<description><![CDATA[There is so much news about health care reform these days, the issue of long-term care gets lost in the shuffle.  But nothing has  reallychanged on this issue for most consumers.  In fact, some of the cuts in Medicaid called for in the bill will reduce future benefits for the poor who count on Medicaid for [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=lauraltc.wordpress.com&amp;blog=4556009&amp;post=230&amp;subd=lauraltc&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>Which Company To choose for Long-term Care Insurance?</title>
		<link>http://lauraltc.wordpress.com/2009/09/04/know-your-long-term-care-insurance-company/</link>
		<comments>http://lauraltc.wordpress.com/2009/09/04/know-your-long-term-care-insurance-company/#comments</comments>
		<pubDate>Fri, 04 Sep 2009 15:20:24 +0000</pubDate>
		<dc:creator>Laura Rossman</dc:creator>
				<category><![CDATA[long-term care insurance]]></category>
		<category><![CDATA[insurance]]></category>

		<guid isPermaLink="false">http://lauraltc.wordpress.com/?p=226</guid>
		<description><![CDATA[If you are thinking about buying long-term care insurance, you&#8217;re probably thinking about using it years from now.  And that is the biggest reason to make sure you know that you are buying from a company that is: financially strong. experienced in the long-term care insurance market, and committed to the long-term care business. It [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=lauraltc.wordpress.com&amp;blog=4556009&amp;post=226&amp;subd=lauraltc&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>Long-term Care Insurance May Cost Less Than You Think</title>
		<link>http://lauraltc.wordpress.com/2009/08/31/long-term-care-insurance-may-cost-less-than-you-think/</link>
		<comments>http://lauraltc.wordpress.com/2009/08/31/long-term-care-insurance-may-cost-less-than-you-think/#comments</comments>
		<pubDate>Mon, 31 Aug 2009 13:02:41 +0000</pubDate>
		<dc:creator>Laura Rossman</dc:creator>
				<category><![CDATA[long-term care insurance]]></category>
		<category><![CDATA[long-term care costs]]></category>
		<category><![CDATA[long-term care+maryland]]></category>
		<category><![CDATA[LTC cost]]></category>

		<guid isPermaLink="false">http://lauraltc.wordpress.com/?p=224</guid>
		<description><![CDATA[Long-term care insurance can cost less than you think.  A new survey says it can be about $20 per week if you buy when you are younger and healthy. buying in your 50's keeps the cost of long-term care insurance down.  So does having a long-term care plan so you know what you want to cover. Comapre long-term care insurance prices in Maryland.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=lauraltc.wordpress.com&amp;blog=4556009&amp;post=224&amp;subd=lauraltc&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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		<title>What’s It Like To Be in a Nursing Home?</title>
		<link>http://lauraltc.wordpress.com/2009/08/24/what%e2%80%99s-it-like-to-be-in-a-nursing-home/</link>
		<comments>http://lauraltc.wordpress.com/2009/08/24/what%e2%80%99s-it-like-to-be-in-a-nursing-home/#comments</comments>
		<pubDate>Mon, 24 Aug 2009 15:33:00 +0000</pubDate>
		<dc:creator>Laura Rossman</dc:creator>
				<category><![CDATA[long-term care]]></category>
		<category><![CDATA[aging parents]]></category>
		<category><![CDATA[long term care planning]]></category>

		<guid isPermaLink="false">http://lauraltc.wordpress.com/?p=221</guid>
		<description><![CDATA[Some medical students are finding out what it’s like.  As part of their training they spend two weeks in a nursing-home with a “diagnosis” of an impairment that would put them there. It’s New York Times article is worth a read because it addresses two very real issues:  How do we get more doctors interested [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=lauraltc.wordpress.com&amp;blog=4556009&amp;post=221&amp;subd=lauraltc&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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		<slash:comments>0</slash:comments>
	
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			<media:title type="html">lauraltc</media:title>
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		<item>
		<title>Aging at Home Safely</title>
		<link>http://lauraltc.wordpress.com/2009/07/20/aging-at-home-safely/</link>
		<comments>http://lauraltc.wordpress.com/2009/07/20/aging-at-home-safely/#comments</comments>
		<pubDate>Mon, 20 Jul 2009 17:00:03 +0000</pubDate>
		<dc:creator>Laura Rossman</dc:creator>
				<category><![CDATA[long-term care]]></category>
		<category><![CDATA[aging in place]]></category>
		<category><![CDATA[aging parents]]></category>
		<category><![CDATA[caregiving]]></category>

		<guid isPermaLink="false">http://lauraltc.wordpress.com/?p=218</guid>
		<description><![CDATA[Whether staying at home as you age is a preference or a necessity, chances are there are some modifications that will need to be made.  If you are caring for an aging parent, you may want to get some help from an aging at home expert who will do a home assessment and recommendations for changes.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=lauraltc.wordpress.com&amp;blog=4556009&amp;post=218&amp;subd=lauraltc&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://lauraltc.wordpress.com/2009/07/20/aging-at-home-safely/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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		<title>Caregivers Share Stories of Caregiving and Long-term Care</title>
		<link>http://lauraltc.wordpress.com/2009/07/13/caregivers-share-stories-of-caregiving-and-long-term-care/</link>
		<comments>http://lauraltc.wordpress.com/2009/07/13/caregivers-share-stories-of-caregiving-and-long-term-care/#comments</comments>
		<pubDate>Mon, 13 Jul 2009 12:33:09 +0000</pubDate>
		<dc:creator>Laura Rossman</dc:creator>
				<category><![CDATA[caregiving]]></category>
		<category><![CDATA[aging parents]]></category>
		<category><![CDATA[long-term care]]></category>

		<guid isPermaLink="false">http://lauraltc.wordpress.com/?p=214</guid>
		<description><![CDATA[A few nights ago I was sharing war stories of long-distance caregiving.  We both agree that the worst part was the guilt – when you weren’t there you worried and felt terrible you weren’t doing more and when you were there, you felt terrible you had been away and now couldn’t do more.  Any woman who has been a caregiver, revels in sharing with others – to learn and also, just to feel like you’re not alone.  

 So, I’m intrigued by an invitation I received to join a Twittercast on caregiving July 13.  You should join in too if you are a caregiver.

Caregiving is a huge part of women's lives, and so often it's a job for which we usually don't get or expect monetary compensation. How can caregiving be made easier to make our lives easier?  and if you don't think you need to plan for long-term care, or haven't yet experienced the ups and downs of being a caregiver, you just might want to "listen" in.  


<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=lauraltc.wordpress.com&amp;blog=4556009&amp;post=214&amp;subd=lauraltc&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://lauraltc.wordpress.com/2009/07/13/caregivers-share-stories-of-caregiving-and-long-term-care/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">lauraltc</media:title>
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		<title>Long-term care included in health reform bill</title>
		<link>http://lauraltc.wordpress.com/2009/06/11/long-term-care-included-in-health-reform-bill/</link>
		<comments>http://lauraltc.wordpress.com/2009/06/11/long-term-care-included-in-health-reform-bill/#comments</comments>
		<pubDate>Thu, 11 Jun 2009 15:17:49 +0000</pubDate>
		<dc:creator>Laura Rossman</dc:creator>
				<category><![CDATA[long-term care insurance]]></category>
		<category><![CDATA[health care+ retirement]]></category>
		<category><![CDATA[long-term care]]></category>
		<category><![CDATA[long-term care costs]]></category>

		<guid isPermaLink="false">http://lauraltc.wordpress.com/?p=210</guid>
		<description><![CDATA[Here&#8217;s a good article on long-term care, what&#8217;s going on in Congress, and what to look for in a long-term care insurance policy. The health care reform bill does include a provision for long-term care.  It&#8217;s a government program with payments taken out of your paycheck &#8212; $65 per month.  You would automatically be enrolled, [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=lauraltc.wordpress.com&amp;blog=4556009&amp;post=210&amp;subd=lauraltc&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://lauraltc.wordpress.com/2009/06/11/long-term-care-included-in-health-reform-bill/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">lauraltc</media:title>
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		<title>Costs of Retiree Health Continue to Climb</title>
		<link>http://lauraltc.wordpress.com/2009/06/11/costs-of-retiree-health-continue-to-climb/</link>
		<comments>http://lauraltc.wordpress.com/2009/06/11/costs-of-retiree-health-continue-to-climb/#comments</comments>
		<pubDate>Thu, 11 Jun 2009 12:29:00 +0000</pubDate>
		<dc:creator>Laura Rossman</dc:creator>
				<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[EBRI]]></category>
		<category><![CDATA[health care+ retirement]]></category>
		<category><![CDATA[long-term care costs]]></category>
		<category><![CDATA[retiree health costs]]></category>

		<guid isPermaLink="false">http://lauraltc.wordpress.com/?p=202</guid>
		<description><![CDATA[There’s not much relief in sight for the cost of health care for those thinking about retirement.  Costs are about 9% higher than a year ago for men and married couples and 16% higher for single women, according to new research from EBRI (Employee Research Benefit Institute).
 The estimates can help future retirees and current retirees deal with the financial consequences of longevity and investment risk, as well as the various type of medical care coverage available when they reach age 65. 
The numbers take your breath away.  And, they don’t include costs for long-term care
<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=lauraltc.wordpress.com&amp;blog=4556009&amp;post=202&amp;subd=lauraltc&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://lauraltc.wordpress.com/2009/06/11/costs-of-retiree-health-continue-to-climb/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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